PRUlink optimizer

Negotiable / Piece(s)

Min. Order 1 Piece(s)

prudential

PRUlink optimizer

Price: Negotiable / Piece(s)
Min. Order: 1 Piece(s)
Stock: 0
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prudential

Location:: ,Korea
Main Category:: Business Services
Main Products:: N/A

Contact Info.

Product Description



	Features
	Fund Investment
	Loyalty Bonus
	Extra Allocation
	Guaranteed Coverage

To maximize potential returns, you know it is important to fully utilize every dollar of your capital. Prudential understands your needs, so we are delighted to introduce PRUlink optimizer, a plan that may make your money work harder all the way.

Features

PRUlink optimizer is a single premium investment-linked insurance plan available to those aged 1 to 70 (age next birthday). To take out the plan, you need to make a lump-sum investment of US$10,000 or above. There is no upfront charge^#1, which means that all of your premium is invested and working for you from day one, giving you a head start in enhancing the potential for your capital.

^#1 Please refer to the Principal Brochure for details of the charges.

Note:
Investment involves risks. For details of this plan and all the respective fund series, please refer to the Principal Brochure and the Summary Information for Investment Funds.

Fund Investment

PRUlink optimizer provides you with a wide variety of investment fund options, enabling you to choose where your money will be invested to best suit your individual needs.

In addition, if you decide that you would like to change the investment funds, you may switch between funds at no cost^#2. For details of each fund, please refer to the Summary Information for Investment Funds of all the respective fund series.

^#2 Prudential reserves the right to impose a fund switching charge subject to 3 months' prior written notice.

Note:
Investment involves risks. For details of this plan and all the respective fund series, please refer to the Principal Brochure and the Summary Information for Investment Funds.

Loyalty Bonus

From the 6^th policy anniversary onwards, a Loyalty Bonus of 0.5% of your policy account value will be credited to the policy account (in the form of units) every year^#3. The bonus will be increased to 1.5% starting from the 10^th policy anniversary.

Policy Anniversary	Loyalty Bonus
6^th to 9^th	0.5% p.a.
10^th and thereafter	1.5% p.a.

^#3Loyalty Bonus should only be available to the policy with a policy account balance of not less than US$8,000 at the time the bonus is payable.

Note:
Investment involves risks. For details of this plan and all the respective fund series, please refer to the Principal Brochure and the Summary Information for Investment Funds

Extra Allocation

Up to 1% of your single premium paid will be immediately allocated to your policy account^#4 (in the form of units) if the single premium amount falls within one of the following ranges:

Single Premium(USD)	Extra Allocation
$25,000 – $49,999	0.50%
$50,000 – $99,999	0.75%
$100,000 or over	1.00%

^#4 You will not be entitled to any Extra Allocation if you cancel your policy within the cooling-off period.

Note:
Investment involves risks. For details of this plan and all the respective fund series, please refer to the Principal Brochure and the Summary Information for Investment Funds

Guaranteed Coverage

The life assured will enjoy whole life coverage while the capital is being invested. The death benefit payable is 101% of the policy account value and is guaranteed to be not less than 101% of your single premium paid^#5, which helps protect your loved ones financially in all market and economic conditions.

^#5 The death benefit will not be less than 101% of single premium paid less total withdrawals (such withdrawal shall include any redemption charge deducted by us) during the term of the policy.

Note:
Investment involves risks. For details of this plan and all the respective fund series, please refer to the Principal Brochure and the Summary Information for Investment Funds.

prudential

Company Introduction

Academic Achievements Bachelor and Master Degree in Economics Professional Qualifications FCCA AHKSA United States Life Insurance Institute Fellow Member Work Experience Trained with KPMG Peat Marwick UK 15 years financial controllership in international corporations and regional office Specialized in accounting, personal income tax and trust management. Expert consultant in insurance financial planning