100% Refundable Crisis Cover

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Min. Order 1 Piece(s)

prudential

100% Refundable Crisis Cover

Price: Negotiable / Piece(s)
Min. Order: 1 Piece(s)
Stock: 0
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prudential

Location:: ,Korea
Main Category:: Business Services
Main Products:: N/A

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Product Description



	Features
	Advantages
	Remarks

Offering you valuable protection while also recognizing your desire to choose an appropriate insurance product, Prudential now brings you the 100% Refundable Crisis Cover plan. This is a two-fold scheme that provides you with significant financial support should you be diagnosed with a major disease and entitles you to a refund of the premiums paid (less any advance payment) upon maturity, if no claim is made under the plan.

Features

The plan is available to all persons aged between 16 to 60 (age next birthday).
Upon diagnosis of any one of the covered major diseases, we will pay a lump-sum cash benefit.

Cancer

Cancer
Carcinoma-in-situ of breast, Cervix Uteri (for Female) or Testicles (for Male)*

Illnesses related to the Heart

Cardiomyopathy
Coronary Angioplasty*
Coronary Artery Disease Requiring Surgery
Heart Attack
Heart Valve and Structural Surgery
Primary Pulmonary Arterial Hypertension
Surgery to the Aorta

Illnesses related to the Nervous Systb

Alzheimer’s Disease
Bacterial Meningitis
Benign Brain Tumour
Brain Surgery
Coma
Encephalitis
Major Head Trauma
Motor Neurone Disease
Multiple Sclerosis
Muscular Dystrophy
Paralysis
Parkinson’s Disease

Poliomyelitis
Stroke

Illnesses related to Major Organs and Functions

Blindness
Chronic Liver Disease
Deafness
End Stage Lung Disease
Fulminant Viral Hepatitis
Kidney Failure
Loss of Independent Existence (before age 65)
Loss of Speech
Major Burns
Major Organ Transplantation
Medullary Cystic Disease
Severance of Limbs
Total and Permanent Disability (before age 65)

Other Major Illnesses

AIDS due to Blood Transfusion
Aplastic Anabia
Elephantiasis
Occupationally Acquired HIV
Severe Rheumatoid Arthritis
Terminal Illness

* Advance payment of 20% of the Sum Assured will be payable, subject to a maximum of US$30,000 or HK$240,000, including all benefit in respect of the same major disease under your policies with us.

Advantages

Enjoy 100% Premium Back at Policy Maturity
100% of your premiums paid (less any advance payment) will be refundable upon policy
maturity when the life assured reaches age 85, which ensures every dollar paid for the plan can be enjoyed.

Full Protection with Disability Coverage
The plan also provides the life assured with Total and Permanent Disability coverage before
age 65, saving you money on buying additional disability insurance for your child.

Level Premium with Guaranteed Renewability
The premium level of this plan will remain constant throughout the premium term. Your child’s coverage will last until age 85 with guaranteed renewability.

Life Coverage till Maturity
In the event of death before policy maturity (i.e. age 85), the sum assured less any advance
payment will be provided as a financial support during the most difficult times.


Remarks

1、Major Disease Benefit is payable for each covered major disease once only and the policy will be terminated upon payment of the benefit on any major diseases other than Carcinoma-in-situ and Coronary Angioplasty. A full list of the 42 covered major diseases is specified in the fact sheet for the plan.

2、Prudential reserves the right to review the premium rates on each policy anniversary and adjust the premium rates accordingly across a particular risk class.

prudential

Company Introduction

Academic Achievements Bachelor and Master Degree in Economics Professional Qualifications FCCA AHKSA United States Life Insurance Institute Fellow Member Work Experience Trained with KPMG Peat Marwick UK 15 years financial controllership in international corporations and regional office Specialized in accounting, personal income tax and trust management. Expert consultant in insurance financial planning