• Aggregate Death Benefit: The sum of fund balance and sum assured will be payable.
• Level Death Benefit: sum assured (after deducting withdrawal) or the fund balance, whichever is greater, will be payable.

High Flexibility to Change Your Plan
You can change the level of your insurance coverage at anytime on the same policy to suit your changing needs (any increase in Sum Assured is subject to underwriting approval) and to avoid the inconvenience of having multiple policies and different premium payment dates. If you choose Aggregate Death Benefit, you can have the flexibility to convert the plan to a with-profit plan before age 65 without a need to provide any evidence of health.

Regular Report to Keep You Updated
You will receive an anniversary statement annually. A fund trading advice will also be sent to you quarterly, which will include your investment transactions, charge deductions within the period as well as the balance of your investments.

Emergency Cash is Just Within Reach
Withdrawal from the policy account, with a current minimum amount of US$100, at anytime is allowed for your own personal use, subject to a current minimum policy account fund balance of US$100.

Sustain Your Protection with a Premium Holiday
If for any reason you are unable to meet your premium payment, you can temporarily halt the payment of premium with a Premium Holiday without affecting your protection, as long as the investment fund balance in your policy account is sufficient to pay for all the policy charges.

Widen Your Safety Net with Optional Benefits
With additional premium, you can add a wide variety of supplementary benefits to cover you against medical expenses, disability, accident or major diseases etc.


Your dreams will not be far away if you start preparing your future right away.

¹ Prudential reserves the right to impose a fund switching charge subject to 3 months' prior written notice.
² The death benefit will be reduced by 50% if the life assured dies before the age of 1. The death benefit will be reduced by 25% if the life assured dies at or after the age of 1 but before the age of 2.
³ The change from Level Death Benefit to Aggregate Death Benefit is subject to underwriting approval.

Note:
Investment involves risk.

Charges incurred in respect of PRUlink assurance plus are policy charges,(including Administration Charge, Premium Charge, Assurance Charge and Fund Switching Charge,) and investment fund charges. For details, please refer to the Principal Brochure and the Summary Information for Investment Funds of all the respective fund series.